SAMBAL is a citizen-focused mobile app designed to bring transparency and efficiency to the NSAP. Available for Android devices, it is tailored for both rural and urban users seeking pension assistance. With SAMBAL, citizens can register and check their eligibility for pensions under various NSAP components, including old-age, widow, and disability pensions. The app enables users to view comprehensive pensioner lists, offering visibility on beneficiaries up to the gram panchayat level.
Key Features of the Bhagya Keralam App:
A standout feature is the DBT (Direct Benefit Transfer) summary, which summarizes pension disbursements and payment statuses, ensuring users can easily verify receipt. Moreover, the app supports finding nearby bank and post office locations, making it easier for pension collection and administrative coordination. SAMBAL is lightweight and user-friendly, compatible with older Android versions (from 4.4 upwards), and caters to diverse linguistic needs, offering over 22 languages including Hindi and English. Regular updates, bug fixes, and a clean interface enhance usability.
By providing real-time pension eligibility checks, fund transfer tracking, and location support, SAMBAL strengthens financial inclusion, fosters trust in government welfare processes, and empowers vulnerable citizens with accessible social security information.



